We advise a number of occupational pension schemes on applications for retirement on the grounds of ill health. Advice has to be given in terms of the conditions of the scheme. For example one scheme may require classification of an individual as totally or partially permanently incapacitated, while another may require classification of fitness to do the job for which the individual is employed.

Advice is based on interpretation of reports received from specialists and general practitioners treating the individual and/or the results of independent medical assessments. Corporate Health professionals are available to discuss individual cases with pension administrators and where appropriate attend meeting of the pension trustees.

Similarly our occupational physicians will work with your permanent health insurance (PHI) provider, exchanging information with them (with the individuals consent) when appropriate. We will also advise clients as to whether PHI is likely to be approved or help them with appeals where this is appropriate. This can be an area where advice on medical rehabilitation can be crucial as in the case of Walters v Airtours & Sun Life.